Personal Savings Accounts | Royal Excelus Private Banking

Savings Account

Set aside for something specific or simply a rainy day
Earn competitive interest by maintaining a minimum daily balance
Avoid the monthly fee by maintaining a minimum daily balance

Minor Savings Account

Exclusively for teens and children 18 years or younger
Establishes the importance and know-how of saving from an early age
Earn competitive interest by maintaining a minimum daily balance

Money Market Account

Competitive, tiered rates
Higher balances earn higher rates
Avoid the monthly service fee by maintaining the minimum daily balance

Certificates of Deposit (CDs)

Fixed rates, higher than regular savings
Provides more guarantee than other risky investments
Set aside for future savings goals

Individual Retirement Accounts (IRAs)

Save for retirement with tax advantages1
Earn competitive interest higher than regular savings
Available in traditional and Roth