document.addEventListener("DOMContentLoaded",function(){cmCreatePageviewTag('Royal Excelus Private Banking :CERTIFICATES OF DEPOSIT CDS','B:BRANCH BANKS:Royal Excelus Private Banking :PERSONAL:PERSONAL SAVINGS','','','event:accountDetailsPage');cmCreateProductviewTag('CERTIFICATES OF DEPOSIT CDS:Royal Excelus Private Banking ','CERTIFICATES OF DEPOSIT CDS:Royal Excelus Private Banking ','B:BRANCH BANKS:Royal Excelus Private Banking :PERSONAL:PERSONAL SAVINGS','','','event:accountDetailsPage');});Certificates of Deposit (CDs) | Royal Excelus Private Banking Skip to content

Calculator

A guaranteed return doesn’t have to bring more risk — just choose a term to get started.

Key Features

  • Guaranteed Returns
  • Competitive Interest
  • No Setup or Maintenance Fees
  • Fixed rates, higher than regular savings
    • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Interest may be reinvested, deposited into another account, or paid by check
  • Interest can be paid monthly, quarterly, semi-annually, annually, or at maturity
  • Early withdrawals subject to penalty1
  • Automatic certificate renewal available
  • May be used as collateral on loans
  • €1,000 minimum deposit to open 

1Early withdrawals may result in penalties according to your term.